Main Features:

• An introductory AED 750 worth of Voyager Rewards when you spend AED 15,000
• Earn 3 Voyager Rewards for international spends and 2 Voyager Rewards for domestic spends

 

Financial Features:

Annual Fees: AED 523.95

Minimum Salary Requirement: AED 12,000

Retail Interest Rate:  3.25% will be charged on the outstanding amount on monthly basis after 55 days interest free period. The rate varies between 3.25% to 3.69%.

Minimum Monthly Payment: Minimum payment of 5% or 100 AED whichever is higher

Foreign Currency Transactions Rate:  3% per month, Applicable on oversees transactions only

Balance Transfer Fees: Yes, transfer your balances to Najm Voyager Signature Credit Card and get preferential rates for 6, 9 or 12 months

Repayment Period: 25 Days from statement date

Purchase Protection: Purchase protection & extended warranty available

Cashback: There is not cashback on this card

Voyager Rewards: Earn 3 Voyager Rewards for international spends and 2 Voyager Rewards for domestic spends

 

Travel Benefits:

Airport Lounge Access: Unlimited complimentary access to over 850 airport lounges

Travel Insurance: Complimentary Multi trip travel insurance

Meet & Greet Service: No

Other Travel Benefits:

• Over 175,000 Expedia hotels with 9% exclusive discount at www.najmvoyager.com
• Earn 3 Voyager Rewards for spends on www.najmvoyager.com. Redeem rewards on any of the 550+ airline partners, 175,000 Expedia hotels and lifestyle experience packages.
• Instant redemption on najmvoyager.com whether full or partial cost of booking.
• Earn frequent flyer points while redeeming Voyager Rewards
• Discounts at over 200 airports with Dine & Fly mobile app
• Complimentary concierge services

 

Leisure and Entertainment benefits:

Movie Tickets: Buy 1 Get 1 free on Vox cinema tickets & popcorn

Dining Privileges: 50% discount on dining, entertainment and travel

Golf Benefits: Yes