Minimum Salary
0,00 د.إ
UBL UAE provides three tiered business account packages Business Account, Business Advantage Account, and Corporate Account—offering graduated minimum balance requirements, fall-below charges, and service fee waivers tailored to SMEs and corporates. All packages include access to UBL Digital Corporate Portal, trade finance facilities, and preferential foreign exchange rates.
Package Overview
| Feature | Business Account | Business Advantage Account | Corporate Account |
| Minimum Average Balance (AED) | 25,000 | 50,000 | 100,000 |
| Fall-Below Charge (monthly, AED) | 500 | 350 | 500 |
| Account Service Charge (bi-annual, AED) | 350 | Waived | Waived |
| Temporary Overdraft Fee (AED) | 500 | Waived | 500 |
| Overdraft Interest Rate (% p.a.) | 10.00 | 10.00 | 16.00 |
| Dormant-Account Reactivation (AED) | 100 | 100 | 200 |
| Free Teller Transactions (per month) | Unlimited | Unlimited | Unlimited |
| Service | Fee (All Packages) |
| Teller Cash Deposit ≤ AED 50,000 | 50 |
| Teller Cash Deposit AED 50k–500k | 250 |
| Teller Cash Deposit > AED 500k | 1,000 |
| Teller Cash Withdrawal ≤ AED 50,000/day | Free |
| Teller Cash Withdrawal AED 50k–250k/day | 150 |
| Teller Cash Withdrawal > AED 250k/day | 500 |
| Loose Cheque Deposit | 50 |
| Uncollected Cheque Destruction (30d) | 100 / 100 / 200 |
| Copy of Old Cheques/Docs (per item) | 100 |
| Service | Business Account | Business Advantage | Corporate Account |
| Cheque Book Issuance (per leaf) | 3 | 1 | 3 |
| Returned Customer Cheque (inward) | 500 | 350 | 500 |
| Stop Payment Instruction (per cheque) | 200 | 200 | 200 |
| Duplicate Paper Statement (per statement) | 100 | 50 | 100 |
| Demand Draft Issuance | 157.5 | 157.5 | 157.5 |
| Demand Draft Cancellation | 105 | 105 | 105 |
| Service | Fee (All Packages) |
| UBL-to-UBL Internal Transfer | Free |
| Local Transfer to Other UAE Banks | 21 |
| Inward Remittance (AED & FCY) | Free |
| Outward Remittance (online) | 200 |
| SWIFT Copy | 300 |
| Amendment/Cancellation of Remittance | 100 |
| Service | Fee (All Packages) |
| Standing Instruction Setup | 100 / Free / 100 |
| Standing Instruction Processing | 25 |
| Standing Instruction Amendment | 50 |
| Standing Instruction Cancellation | 150 |
| Insufficient Funds Penalty | 200 |
| Copy of SI Documents | 50 |
| Suspension of Standing Instruction | 150 |
| Service | Business Account | Business Advantage | Corporate Account |
| LC Commission on First AED 100k (% p.m.) | 0.15 (min 250) | 0.15 (min 250) | 0.175 (min 250) |
| LC Commission on Excess (% p.m.) | 0.07 (min 250) | 0.07 (min 250) | 0.075 (min 250) |
| LC Amendment Charges | 1,000 | 1,000 | 1,000 |
| Export LC Advising (UBL/Non-UBL) | 500 | 500 | 500 |
| Negotiation Commission | 0.30 (min 500) | 0.30 (min 500) | 0.35 (min 500) |
| Discounting Commission | 0.30 (min 250) | 0.30 (min 250) | 0.35 (min 250) |
Businesses incorporated in the UAE (mainland, free-zone, or branches), including LLCs, sole establishments, professional firms, and freelancers, with valid trade licenses. Authorized signatories must hold valid UAE residence visas and Emirates IDs. Compliance with UAE Central Bank KYC/AML regulations is mandatory.
All fees are in AED and exclusive of VAT where applicable. Values effective January 2025.
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