Main Features:

• Extra 10% discount on select hotels booked through Booking.com as a Genius Member
• Withdraw 100% of your finance limit as cash
• Free valet parking
• Cashback on airline and fuel spends
• Four free supplementary cards

 

Financial Features:

Annual Fees:

• First Year Free
• From 2^nd year onwards AED 299 will be applicable

 

Minimum Salary Requirement: AED 15,000

Retail Profit Rate: From 3.29% will be charged on the outstanding amount on monthly basis after 55 days interest free period

Foreign Currency Transactions Rate: 1.8% per transaction; Applicable on oversees transactions only

Balance Transfer Fees: A Balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months

Repayment Period: Up to 55 days

Purchase Protection: Purchase protection & Extended warranty available

Cashback:

• Get 5% cashback on the airline ticket purchase*
• 4% Cashback on fuel spends*

 

ADIB Rewards Program: Earn ADIB Rewards points on every purchase which can be redeemed against flight tickets/hotel bookings on any airline, any hotel worldwide or shopping Mall vouchers.

• Earn 2 reward points for every AED 1 spent internationally
• Earn 1 reward points for every AED 1 spent on Domestically

 

ADIB Rewards Points	AED Value
For every 10,000 points	50
For every 100,000 points	1,000

 

Travel Benefits:

Airport Lounge Access: Unlimited Free lounge access for Global Airport Lounges

Travel Medical Insurance: Multi trip travel cover

Air Miles: No

Other Travel Benefits:

• 10% discount on Hotels
• 7% discount on car rentals through rentalcars.com
• 24 Hour concierge services

 

Leisure and Entertainment benefits:

Movie Tickets: No

Dining Privileges: Enjoy up to 25% discount on dining at selected restaurants across the UAE

Valet Parking: 4 times complimentary Valet parking at select locations in the UAE

Other Benefits:

• Club apparel gift cards
• Shopping mall vouchers