Main Features:

Preferred rates from ADIB travel desk

Etihad Guest Miles

• Earn up to 1 Etihad Guest Miles for every AED 4 equivalent spent internationally
• Up to 0.75 Etihad Guest Miles for every AED 4 equivalent spent locally.
• You also get 10,000 Etihad Guest Miles when you sign up for the card. Redeem points for flights with Etihad Airways
• Pay your ADIB Etihad Guest Covered Card Annual fees using 12,500 Etihad Guest Miles
• Redeem your Etihad Guest Miles for Travel Bookings, Home Furnishing, Electronics and Gifts for family & friends.

 

Financial Features:

Annual Fees: AED 500

Minimum Salary Requirement: 

• For salary transfer customers: AED 5,000
• For non-salary transfer customers: AED 10,000

 

Retail Profit Rate:  From 2.99% for salary transfer clients and 3.09% for non-salary transfer clients will be charged on the outstanding amount on monthly basis up to 55 days interest free period

Foreign Currency Transactions Rate: 3% per transaction; Applicable on oversees transactions only

Balance Transfer Fees: A Balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months

Repayment Period: Up to 55 days

Purchase Protection: No

Travel Benefits:

Airport Lounge Access: No

Travel Medical Insurance: No

Air Miles: Yes

Roadside Assistance: 24/7 emergency roadside assistance

 

Leisure and Entertainment benefits:

Movie Tickets: No

Dining Privileges: No

Golf Benefits: No