Main Features:

Cashback: 

• Unlimited 1% cashback on all retail purchases and Football Raffles
• Get 1% cashback on all your purchases. No minimum spend required, No maximum limit applies. Cashback will be credited to the card on a monthly basis

 

Financial Features:

Annual Fees: AED 250

Minimum Salary Requirement: 

• For salary transfer customers: AED 5,000
• For non-salary transfer customers: AED 10,000

 

Retail Interest Rate:  From 2.99% for salary transfer clients and 3.09% for non-salary transfer clients will be charged on the outstanding amount on monthly basis after 55 days interest free period

Foreign Currency Transactions Rate:  3% per month; Applicable on oversees transactions only

Balance Transfer Fees: A Balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months

Repayment Period: 55 days Grace Period

Purchase Protection: No

 

Travel Benefits:

Airport Lounge Access: Get free access to Dubai Marhaba Lounge and Abu Dhabi Airport Lounge

Travel Medical Insurance: No

Air Miles: No

Roadside Assistance: No

Other Travel Benefits: Facilities such as Quarterly discount offers and ADIB travel desk

 

Leisure and Entertainment benefits:

Movie Tickets: No

Dining Privileges: No

Golf Benefits: No