Financial Features:

Annual Fees: No annual fee in year 1. From  year 2, annual fee is waived unless the annual spend is below AED 9,000, in which case a fee of AED 300 will apply

Minimum Salary Requirement: AED 8,000

Retail Interest Rate: 3.25% will be charged on the outstanding amount on monthly basis after 52 days interest-free period

Foreign Currency Transactions Rate: 2.99% per month; Applicable to oversees transactions only

Balance Transfer Fees: Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount.  No pre-closure fee

Repayment Period: 22 Days from statement date

Purchase Protection: Yes

 

Travel Benefits:

Airport Lounge Access: Unlimited access to 1,100+ lounges worldwide with MasterCard Travel Pass app

Travel Medical Insurance: Complimentary Travel Insurance and Purchase Protection

Miles Program: No

Other Features:

• Handpicked travel & entertainment items, available for instant redemption through an online rewards catalog

 

ThankYou Points:

Earn up to 1.5 ThankYou® Points per USD on all gorcery & non-AED spent and 1 ThankYou® Point per USD of AED spend

With your ThankYou® Points you have the flexibility to redeem for cash rebates and many other rewarding experiences:

• Pay with Points for your purchases

 

Leisure and Entertainment benefits:

Movie Tickets: Flat 30% off 2 movie tickets at VOX Cinemas every month

Other Features:

• PayLite: turn any big purchases into small payments
• Citi World Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries
• Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app.
• Fast, safe and effortless purchases, with Apple Pay
• Quick Cash: instant cash at a click of a button
• 2 complimentary airport rides per year (up to AED 110 each) using code “MAUAE2“ on the Careem app