Minimum Salary
10.000,00 د.إ
Flat Rate
AED 4.86%
Reducing Rate
8.99 %
Maximum Term
4 Years
Monthly Payment
AED 2,072
Emirates NBD strive to provide financial assistance to everybody who needs it. With their Personal Cash Loan, even those who are employed by companies which are not on Emirates NBD’s Approved List can get access to additional funds if the need arises.
Major Advantage: Available even for customers whose employer is not on Emirates NBD’s Approved List
Points to Consider: There is an early settlement and processing fees
Major Feature:
Minimum Salary Requirement:
Minimum Eligibility Requirement:
Reducing Rate (as advertised): Starting from 8.99% pa
Flat Rate: 4.86% p.a.
Processing Fees: 1% of the finance amount (Min AED 500; Max AED 2,500)
Maximum Finance Amount: AED 500,000
Islamic Finance: No
Maximum Term: 48 Months
Salary Transfer: Compulsory
Early Settlement Fees: 1% of the outstanding amount
Insurance: 1.50% (It comes with double credit life coverage)
Holiday Period: Yes, Deferment option available, you can skip two non-consecutive installments per year
Salaried/Self Employed: Only salaried can apply
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