Minimum Salary
15.000,00 د.إ
Flat Rate
AED 8.4%
Reducing Rate
14.99 %
Maximum Term
4 Years
Monthly Payment
AED 2,367
Emirates NBD give everyone the opportunity and financial assistance needed to achieve their goals. So even if you do not have a Salary Transfer Account with ENBD, you may still apply and enjoy a Personal Loan with Emirates NBD.
Major Advantage: Salary transfer not required
Points to Consider: High rate of interest
Major Feature:
Minimum Salary Requirement: AED 15,000
Reducing Rate (as advertised): Starting from 14.99% pa
Flat Rate: 8.40% pa
Processing Fees: 1% of the finance amount (Min AED 500; Max AED 2,500)
Maximum Finance Amount: AED 200,000 for UAE Nationals & Expatriates
Islamic Finance: No
Maximum Term: 48 Months
Salary Transfer: Not required
Early Settlement Fees: 1%
Insurance: 1.24% (It comes with double credit life coverage)
Holiday Period: Yes, Deferment option available, you can skip two non-consecutive installments per year
Salaried/Self Employed: For salaried only
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