Minimum Salary
3.000,00 د.إ
First Abu Dhabi Bank (FAB) offers a suite of current and savings accounts—each with distinct balance requirements, interest/profit rates, fee structures, and benefits. Packages include Personal Current, FAB One, Elite Current, Etihad Guest, Personal Savings, iSave, Elite Savings, and Call Account. Choosing the right account hinges on your balance patterns, salary credits, and desired perks.
| Package | Balance/Salary Criteria | Monthly Fee if Not Met | Eligibility & Documents |
| Personal Current | AED 3,000 minimum AMB or equivalent | AED 26.25 | ≥18 years; Emirates ID; passport/visa; proof of income |
| FAB One | No minimum balance | None | Same as Personal Current |
| Elite Current | AED 25,000 AMB or salary ≥ AED 25,000 | None | Same; plus relationship review |
| Etihad Guest | Salary transfer ≥ AED 10,000 | None | Same; valid Etihad Guest membership |
| Personal Savings | AED 3,000 AMB or equivalent | AED 26.25 | ≥18 years; Emirates ID; passport/visa; proof of income |
| iSave | No minimum balance; campaign on new funds | None | FAB current/savings acc’t; UAE resident |
| Elite Savings | AED 25,000 AMB or salary ≥ AED 25,000 | None | Same as Elite Current |
| Call Account | AED 3,000 AMB or equivalent | AED 26.25 | ≥18 years; Emirates ID; passport/visa |
| Package | Rate | Payout Frequency | Key Benefits |
| Personal Current | N/A | N/A | Free debit card; online & mobile banking; high ATM limits |
| FAB One | N/A | N/A | No fall-below fee; retail discounts; FAB Rewards accrual |
| Elite Current | N/A | N/A | Free international remittance; lounge access; priority support |
| Etihad Guest | N/A | N/A | Etihad miles bonus; monthly free international remittance |
| Personal Savings | Up to 0.20% p.a. | Monthly | Debit card; e-statements; round-up savings tool |
| iSave | Campaign: 4.50% p.a. on new funds (until Sep 2025); 3.25% prior | Monthly | Instant digital opening; no restrictions on withdrawals |
| Elite Savings | Tiered up to 0.50% p.a. (higher slab rates) | Monthly | Free first international remittance; multi-currency access |
| Call Account | Up to 0.10% p.a. | Monthly | Instant access in AED & major currencies; no cheque book |
All fees inclusive of 5% VAT where applicable.
Account Maintenance & Fall-Below
| Service | Charge |
| Minimum balance breach (AMB < requirement) | AED 26.25/month (Personal Current, Savings, Call) |
| FAB One | None |
| Elite & Etihad Guest | None |
Teller & Cheque Services
| Service | Charge |
| Teller transactions (1–6 free/mo; >6) | AED 52.50/txn |
| Cheque book issuance (25 leaves) | First free (Personal Current); AED 26.25/book thereafter |
| Returned cheque | AED 241.50/cheque |
| Stop payment | AED 105/cheque |
| Cheque copy (≤1 yr/ >1 yr) | AED 10.50 / AED 21 |
ATM & Card Services
| Service | Charge |
| FAB ATM (withdrawal, deposit, inquiry) | Free |
| Non-FAB UAE ATM withdrawal | 1 free/mo; AED 2.10/txn thereafter |
| GCC ATM withdrawal | AED 6.30/txn |
| International ATM withdrawal | AED 21/txn |
| Debit card issuance & renewal | Free |
| Debit card replacement | AED 26.25 |
| Sales slip copy | AED 26.25 |
Funds Transfers & Remittances
| Service | Branch | Digital (App/Online) |
| FAB-to-FAB transfers | Free | Free |
| Local interbank (UAEFTS) | AED 1.05 | Free |
| International (BEN/SHA) | AED 105 | AED 52.50 (one free/month) |
| International (OUR) | AED 105 + fees | AED 105 + fees |
| Inward remittance (AED/FCY) | Free / AED 25 | Free / Free |
| Cancellation/amendment | AED 31.50 | AED 31.50 |
N/A
Select the package that aligns with your balance profile, salary credits, and transaction preferences to maximize rewards, fee waivers, and interest earnings.
Finmaly helps you compare the best deals on credit cards, loans, and financial products—all in one place. We make it easier to choose what’s right for you with clear, side-by-side comparisons and trusted provider information.