Minimum Salary
0,00 د.إ
HSBC UAE offers flexible auto loans—fixed flat rates from 1.84%–2.95% p.a. depending on vehicle type, financing up to 80% of car value (max AED 600,000), tenures up to 60 months, transparent fees, and value-added green and Tesla discounts.
| Vehicle Type | Flat Rate p.a. | Reducing-Balance Equivalent | Max. Loan Amount | Tenure |
| Tesla Models | From 1.84% | Approved equivalent | AED 600,000 | Up to 60 mths |
| New Conventional Vehicles | From 2.59% | Approved equivalent | AED 600,000 | Up to 60 mths |
| Used Vehicles | From 2.95% | Approved equivalent | AED 600,000 | Up to 60 mths |
| Electric (Green) Vehicles | Flat rate minus 0.25% | Approved equivalent | AED 600,000 | Up to 60 mths |
| Hybrid Vehicles | Flat rate minus 0.15% | Approved equivalent | AED 600,000 | Up to 60 mths |
Detailed Schedule of Fees & Charges
| Fee Type | Charge |
| Arrangement Fee | 1% of loan amount – min AED 500, max AED 2,500 |
| Early/Partial Settlement Fee | 1% of outstanding principal |
| Late Payment Fee | 2% of overdue instalment – min AED 50, max AED 210 |
| Post-Dated Cheque Replacement | AED 100 per cheque |
| Cooling-Off Period | 5 business days – full refund of arrangement fee |
| Moratorium Interest | Accrued during deferment; amortised over remaining EMIs |
All fees inclusive of VAT.
Finmaly helps you compare the best deals on credit cards, loans, and financial products—all in one place. We make it easier to choose what’s right for you with clear, side-by-side comparisons and trusted provider information.