Minimum Salary
0,00 د.إ
Mashreq Bank offers personal loans with reducing-balance interest rates from 4.99% to 19.99% p.a., loan amounts up to 20× monthly salary (capped at AED 2 million), tenures up to 48 months, and transparent fees. Benefits include digital approvals, flexible repayment options, instant top-ups, and complimentary credit protection.
Schedule of Fees and Charges
| Fee Type | Charge |
| Processing Fee | 1% of approved amount (Min AED 525, Max AED 2,625) inclusive of VAT |
| Early Settlement Fee | 1% of outstanding balance (Max AED 10,000) |
| Instalment Deferment | AED 105 per deferment |
| Partial Payment Fee | 1% of amount paid (Max AED 10,000) |
| Late Payment Fee | AED 50 per missed instalment (Max AED 200) |
| Documentation Retrieval Fee | AED 50 |
| Liability/No-Liability Letter | AED 75 |
| Cooling-off Cancellation | Full refund if cancelled within 7 days |
All fees inclusive of VAT unless stated otherwise.
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