Minimum Salary
0,00 د.إ
Mashreq Neo delivers five fully digital, Shari’ah-compliant personal accounts—Neo Current, Neo Plus, Neo Plus (Salary), Neo Savings, and Neo Plus Saver—with zero branch visits, minimal fees, competitive profit/interest rates, and a host of digital-first benefits.
| Feature / Package | Neo Current | Neo Plus | Neo Plus (Salary) | Neo Savings | Neo Plus Saver[3] |
| Account Type | Transaction | Transaction | Transaction | Savings | Savings |
| Minimum Balance | None | None | Salary ≥ AED 10,000/month | None | No floor (campaign-based) |
| Monthly Fall-Below Fee | AED 20 if no debit card usage¹ | AED 20 if no debit card usage¹ | Waived | N/A | N/A |
| Age & Residency | ≥ 18; UAE nationals & residents | ≥ 18; UAE nationals & residents | ≥ 18; UAE nationals & residents | ≥ 18; UAE nationals & residents | ≥ 18; UAE nationals & residents |
| Documents Required | Emirates ID; passport/visa; selfie eKYC | Same as Neo Current | Same as Neo Current + salary proof | Same as Neo Current | Same as Neo Current |
¹ Charged if no debit-card transaction in month.
| Package | Rate (p.a.) | Payout Frequency |
| Neo Current | N/A | N/A |
| Neo Plus | N/A | N/A |
| Neo Plus (Salary) | N/A | N/A |
| Neo Savings | Up to 0.15% on AED; 0.10% on FCY[2] | Monthly |
| Neo Plus Saver | Up to 0.50% on AED; 0.25% on FCY[3] | Monthly |
All fees inclusive of 5% VAT where applicable.
| Service Category | Service | Neo Current/Neo Plus /Neo Plus (Salary) | Neo Savings/Neo Plus Saver |
| Account Opening/Closure | One-time | Free | Free |
| Debit Card Issuance | Primary & first supplementary | Free | N/A (Neo Savings only) |
| Debit Card Replacement | Lost/stolen/damaged | Free | N/A |
| Fall-Below Fee | No debit-card usage in month | AED 20/month | N/A |
| ATM (Mashreq) | Withdrawal, deposit, inquiry | Free | Free |
| ATM (Non-Mashreq UAE) | Withdrawal | AED 2.10/txn after 2 free[4] | AED 2.10/txn after 2 free[4] |
| GCC/International ATM | Withdrawal | Free | Free |
| Digital Transfers | Mashreq-to-Mashreq & UAEFTS | Free | Free |
| International Remittance | Digital | Free | N/A |
| Standing Instructions | Setup/amend/cancel | AED 52.50 | AED 52.50 |
| Statement Outside Cycle | Request via app | AED 150 (> 6 mo) / AED 100 (≤ 6 mo)[4] | AED 150 / AED 100[4] |
| Copy of Sales Slip | Branch | AED 26.25 | N/A |
N/A
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