Main Features:

ONE is all you need! Get up to 10% cash back on everything everywhere

 

Financial Features:

Annual Fees: AED 313.95

Minimum Salary Requirement: AED 8,000

Retail Interest Rate:  3.25% will be charged on the outstanding amount on monthly basis after 55 days interest free period. The rate varies between 3.25% to 3.69%.

Minimum Monthly Payment: Minimum payment of 5% or 100 AED whichever is higher

Foreign Currency Transactions Rate:  3% per month, Applicable on oversees transactions only

Balance Transfer Fees: Yes, transfer your balances to Najm One Cashback Credit Card and get preferential rates for 6, 9 or 12 months

Repayment Period: 25 Days from statement date

Purchase Protection: Purchase protection available

Cashback:

• ONE is all you need! Get up to 10% cash back on everything everywhere
• The more frequently you use Najm ONE, the more your cash back increases, giving you up to AED 500 cash back, directly credited to your card every month

 

Travel Benefits:

Airport Lounge Access: No

Travel Insurance: No

Meet & Greet Service: No

Other Travel Benefits: Travel discount up to 50% if make booking from najmvoyager.com

 

Leisure and Entertainment Benefits:

Movie Tickets: Buy 1 Get 1 free on Vox cinema ticket & popcorn

Dining Privileges: 30% discount on dining, entertainment and travel from 450 partner merchants

Golf Benefits: No