Main Features:

• 10% Cashback at Carrefour and 5% cashback everywhere else for the first 60 days. Get AED 400 cashback as introductory offer
• Exclusive offers and dedicated checkout counters at Carrefour
• Monthly cashback savings up to AED 500

 

Financial Features:

Annual Fees: AED 420

Minimum Salary Requirement: AED 7,000

Retail Interest Rate:  3.25% will be charged on the outstanding amount on monthly basis after 55 days interest free period. The rate varies between 3.25% to 3.69%.

Minimum Monthly Payment: Minimum payment of 5% or 100 AED whichever is higher

Foreign Currency Transactions Rate:  3% per month, Applicable on oversees transactions only

Balance Transfer Fees: Yes, transfer your balances to Najm Platinum Plus Cashback Credit Card and get preferential rates for 6, 9 or 12 months

Repayment Period: 25 Days from statement date

Purchase Protection: Purchase protection & extended warranty available

Cashback:

• 10% Cashback at Carrefour and 5% cashback everywhere else for the first 60 days. Get AED 400 cashback as introductory offer
• 6% Cashback every Tuesday at Carrefour
• 3% Cashback every day at Carrefour. Save up to AED 500 every month*
• 1.5% Cashback everywhere Visa is accepted

 

*Enjoy your cashback on a minimum spend of AED 2000 on a billing cycle.

 

Travel Benefits:

Airport Lounge Access: No

Travel Insurance: No

Meet & Greet Service: No

Other Travel Benefits:

• Over 175,000 Expedia hotels with 9% exclusive discount at www.najmvoyager.com

 

Leisure and Entertainment benefits:

Movie Tickets: Buy 1 Get 1 free on Vox cinema ticket & popcorn

Dining Privileges: 30% discount on dining, entertainment and travel from 450 partner merchants

Golf Benefits: Yes