Minimum Salary
0,00 د.إ
NBF offers three core Visa credit cards—Classic, Platinum Exclusive, and Infinite—each Sharia-compliant, with competitive profit rates, clear fee structures, defined eligibility criteria, required documentation, and rich benefits including 0% Easy Payment Plans (EPP), balance transfers, cashback/rewards, and lifestyle perks. Choose your card based on income, desired benefits, and spending habits.
| Feature | Classic | Platinum Exclusive | Infinite |
| Minimum Monthly Income (AED) | 5,000 | 10,000 | 20,000 |
| Annual Fee | AED 100 (lifetime free) | AED 250 (lifetime free) | AED 750 (lifetime free) |
| Profit Rate (Murabaha, retail) | 2.49% per month | 2.99% per month | 2.99% per month |
| Cash Advance Fee | 4% or AED 50 (whichever higher) | 4% or AED 50 | 4% or AED 50 |
| Cash Advance Limit | 40% of credit limit | 40% of credit limit | 40% of credit limit |
| Interest‐Free Period | Up to 50 days | Up to 50 days | Up to 50 days |
| Minimum Payment Due | 5% of balance or AED 100 | 5% of balance or AED 100 | 5% of balance or AED 100 |
| Fee Type | Classic / Platinum / Infinite |
| Late Payment Fee | AED 230 |
| Over‐Limit Fee | AED 125 |
| Card Replacement | AED 75 |
| Duplicate Statement | AED 45 |
| Copy of Sales Voucher | AED 65 |
| Returned Cheque Fee | AED 100 |
| Temporary Credit Increase | AED 50 |
| Liability/No-Liability Letter | AED 50 |
| Cheque Return | AED 100 |
| Foreign Currency Transaction Fee | 2.50% |
| Balance Transfer Fee | 0% (3–24 mo plans) |
| EPP Processing Fee | AED 39–79 (3–12 mo plans) |
| Minimum Payment Due | 5% of statement balance or AED 100 |
(All fees inclusive of applicable VAT)
Classic Card
Platinum Exclusive
Infinite
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