Minimum Salary
0,00 د.إ
NBF’s Home Loan offers fixed and variable rate options, with reducing rates from 3.15% p.a., financing up to AED 20 million, tenors up to 25 years, a 1.00% processing fee, and transparent, capped charges—including life and property insurance—paired with quick approvals and flexible repayment features.
Applicants must be UAE Nationals or expatriates aged 21–65 (at maturity), with:
Detailed Schedule of Fees
Fee Type | Charge |
Processing Fee | 1.00% of loan amount (one-time at disbursement) |
Documentation & Study Fee | AED 10,500 (incl. VAT) |
Valuation Fee | AED 3,150 per property |
Life Insurance Premium | 0.02593% per month on outstanding balance |
Property Insurance Premium | 0.04% p.a. on property value |
Partial/Early Settlement Fee | 1.00% of prepaid/outstanding amount (or AED 10,000, whichever is lower) |
Late Payment Charge | AED 500 donation per missed installment (+ legal costs if any) |
Cooling-Off Period | 5 working days revocation without penalty |
Account Statement & NOC | AED 100–150 per document |
Loan Rescheduling/Cancellation | AED 250 (reschedule) / AED 150 (cancel) |
Legal & Enforcement Costs | Actual solicitor-and-client expenses |
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