Minimum Salary
0,00 د.إ
National Bank of Fujairah (NBF) offers a digital-enabled suite of personal accounts—Classic Current, Twin Benefit, Savings Basic (Interest & Non-Interest), and Max Saver—plus premium packages—AlSamy, Priority, Ertiqa, and Preferred—each with distinct balance requirements, profit/interest structures, fee waivers, and lifestyle privileges. Selecting the optimal account depends on your transaction needs, savings goals, salary level, and desired benefits.
| Feature / Package | Classic Current | Twin Benefit | Savings Basic (Interest) | Savings Basic (Non-Interest) | Max Saver |
| Type | Current (Qard Hasan) | Hybrid Current + Savings (Mudarabah) | Savings (Mudarabah) | Savings (No profit) | Savings (Tiered Mudarabah) |
| Min. Balance | AED 2,500 (waived by salary transfer or segment) | AED 5,000 or salary ≥ AED 5,000 | AED 2,500 (waived by salary/segment) | AED 0 | AED 0; tiered rate depends on monthly transactions |
| Profit / Interest | N/A | 0.15% p.a.¹ | 0.25% p.a.² | N/A | 0.50% p.a.³ (balance ≤ AED 50K); 0.25% if withdrawals >1/month |
| Payout Frequency | N/A | Semi-annual | Semi-annual | N/A | Monthly |
| Debit Card | Free issuance; AED 25 replacement | Free issuance; AED 25 replacement | Free issuance; AED 25 replacement | Free issuance; AED 25 replacement | Free issuance; AED 25 replacement |
| Cheque Book | First free; subsequent AED 1/leaf | First free; AED 1/leaf | Not offered | Not offered | Not offered |
| Teller Transactions | 6 free/mo; AED 52.50 thereafter | 6 free/mo; AED 52.50 thereafter | Unlimited | Unlimited | Unlimited |
| ATM (NBF) | Free | Free | Free | Free | Free |
| ATM (Non-NBF UAE) | Free (all withdrawals) | Free | Free | Free | Free |
| Digital Banking | Full app & online | Full app & online | Full app & online | Full app & online | Full app & online |
¹ Applies on portion of balance; variable rate subject to change.
² Rate fixed; paid on lowest daily balance.
³ Tiered: AED 0–50K at 0.50%; >50K at 0.25%.
| Package | Criteria | Monthly Fee if Not Met | Benefits |
| AlSamy | Invitation or high salary/investments | None | Dedicated RM; lifestyle privileges; preferential pricing |
| Priority | Salary transfer ≥ AED 10,000 or AMB ≥ AED 50K | None | Priority service; fee waivers; higher transaction limits |
| Ertiqa | UAE Nationals; salary ≥ AED 5,000 | None | Financial planning; preferential product rates |
| Preferred | Combined family relationship balances ≥ AED 100K | None | Family RM; joint privileges; fee waivers across accounts |
Detailed Schedule of Fees & Charges (Select)
All fees inclusive of 5% VAT where applicable
| Service Category | Service | Charge |
| Account Fall-Below | Monthly AMB breach | AED 25 (Classic/Savings Basic); AED 75 (Twin Benefit if < AED 5K) |
| Account Closure (≤ 6 mo) | Closure within 6 months | AED 100 |
| Teller Transactions | Cash/Cheque withdrawals & deposits | AED 52.50 per txn beyond free quota |
| ATM (NBF & Other UAE) | Withdrawal, deposit, inquiry | Free |
| GCC/International ATM | Withdrawal | Host charges (min AED 20) |
| Cheque Services (Applicable) | Cheque book (subsequent) | AED 1 per leaf |
| Cheque return | AED 100 per cheque | |
| Stop payment | AED 105 per cheque | |
| Debit Card | Replacement | AED 25 |
| Digital Transfers | NBF-to-NBF & UAEFTS (digital) | Free |
| Local interbank (branch) | AED 15 | |
| International SWIFT (online) | AED 25 | |
| Statement Outside Cycle | Request via branch/app | AED 150 (> 6 mo); AED 100 (≤ 6 mo) |
| Standing Instruction | Setup/amend/cancel | AED 52.50 / AED 52.50 |
| Balance/No-Liability Letter | Per request | AED 63 |
Account Benefits Summary
Emirates ID (original & copy); passport with valid UAE visa (copy); salary transfer letter (for waivers); proof of address (utility bill); FATCA/CRS self-certification.
Match your usage and savings objectives to the appropriate NBF package: everyday banking with Classic, blended needs with Twin Benefit, pure savings with Savings Basic or Max Saver, and enhanced service via AlSamy, Priority, Ertiqa, or Preferred.
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