Minimum Salary
0,00 د.إ
For small enterprises and startups, the SME Business Loan offers quick, collateral-light financing. For asset-driven needs, the Equipment & Vehicle Finance is tailored to machinery and fleet acquisition. Commercial Property Loans suit real-estate investments, while Merchant Financing and Trade Finance support turnover backed by receivables or letters of credit.
Facility Name | Purpose | Maximum Facility | Tenor | Collateral / Security |
SME Business Loan | Working capital, CAPEX | AED 3 million¹ | 12–60 months | Unsecured up to AED 500k; corporate guarantee above |
Equipment & Vehicle Finance | Purchase of machinery, vehicles, ICT | AED 10 million² | 12–72 months | Asset pledge; ownership assignment |
Commercial Property Loan | Buy or refinance commercial real estate | AED 25 million³ | Up to 180 months (15 years) | Mortgage lien on property |
Merchant Financing | Receivables-backed working capital | AED 1 million | Up to 36 months | Assignment of receivables |
Trade Finance | Letters of credit, guarantees, import/export | As required | Per trade cycle | Cash margin or charge over assets |
¹ Subject to credit assessment and minimum turnover AED 1 million.
² Up to 100% financing including insurance and registration costs.
³ Up to 70% of property value; 30% minimum equity contribution.
All rates exclude 5% VAT.
SME Business Loan
Equipment & Vehicle Finance
Commercial Property Loan
Merchant Financing
Trade Finance
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