Skyward Miles:

• Get Joining bonus Skywards Miles of 20,000 on payment of annual fee of AED 1,499
• Simplified Skywards Miles earn logic – basis spend tiers
• Earn up to 80,000 Skywards Miles on transfer of your outstanding balances from non-RAKBANK Credit Card to RAKBANK Emirates Skywards World Elite Mastercard Credit Card
• Silver tier for the primary cardholder throughout the life of the card
• Fastrack to Gold tier by opening a RAKBANK Emirates Skywards Saving Account and keeping a minimum required deposit

 

Financial Features:

Annual Fees: AED 1,499

Minimum Salary Requirement: AED 20,000

Retail Interest Rate: 3.45% will be charged on the outstanding amount on monthly basis after 55 days interest free period

Foreign Currency Transactions Rate: 3.5% per month; Applicable on oversees transactions only

Balance Transfer Fees: 1.5% of the balance transferred

Repayment Period: 25 Days from statement date

Purchase Protection: Purchase protection and credit shield available

Other Financial Features:

• 0% Easy payment plans facility
• Contact and contactless
• Supports Mobile Pays such as Apple, Samsung, Google, Garmin and Fitbit Pays
• Secure Wallet : With Secure Wallet, you are covered worldwide for up to AED 10,000 in case of misuse of your Card if stolen or lost
• Cash Advance of up to 40% of your Credit Limit

 

Travel Benefits:

Airport Lounge Access: Get Complimentary Lounge access of more than 1100 airports lounges around the world through Loungekey

Travel Insurance: Complimentary travel medical and travel inconvenience insurance

Airport Transfer: Complimentary airport transfer 6 times each year in the UAE or maximum of 3 times in India (Mumbai, Chennai, Kolkata, Bengaluru and Delhi – within city limits)

Meet & Greet Service: No

Other features:

• 10% Cleartrip discount
• 30% discount on three monthly rides with Careem
• Discount on Car rental with AVIS
• 10% discount on Hotels.com
• Up to 7% discounts on all bookings through Agoda.com

 

Leisure and Entertainment Benefits:

Movie Tickets: 50% discount on 4 movie tickets in a month at VOX cinema

Dining Privileges: Special dining offers and discounts up to 30% at over 2,000 restaurants with RAK Foodie App

Golf Benefits: Enjoy complimentary two instances of tee-time in a month at premium golf courses in Dubai, Abu Dhabi and Ras Al-Khaimah

Other features:

• Free Delivery of Fuel at your doorstep by CAFU.
• Complimentary one-year free Amazon Prime Membership.
• 15% discount on “Buy and Gift Miles”.
• Discovery Black Membership and Hotel Discounts Uplift your hospitality experience
• Card in Hybrid metal